ALL ADVICE PROVIDED SHOULD NOT TAKE THE PLACE OF A PHYSICIAN, DOCTOR OR ATTORNEY'S ADVICE.  Usage of this site signifies that you understand that Psychic Readings, Psychic advice, Conversations with a Psychic and other activities on this site are considered entertainment purposes and should not take the place of medical or financial advice given to you. While Ron Bard is a very esteemed Psychic who has been used by law enforcement around the world and has provided clear and proven predictions both in the past and the present, spiritual understanding and interpretation of the advice is done by humans, and humans are capable of making mistakes.  When using this site and or using psychic readings provided by Ronald Bard you clearly and irrevocably understand that any discussion or advice given to you by Ronald Bard or this site, has no warranty, nor does it represent or imply any warranty, express or implied, to the accuracy or relevancy of the information provided. By Using information provided by Ronald Bard or interacting with this site or with Ron Bard, you are agreeing that Ronald Bard, this site, the employees of Ronald Bard, the companies of Ronald Bard does not assume or claim any responsibility for your actions now or in the future, regardless if your actions are based on information provided by Ronald Bard or by Ron Bard Companies, or this site. You agree to hold Ron Bard, Companies owned by Ronald Bard, this site and all employees harmless for any actions you may partake in now and in the future as a result of any information or advice that you partake in from Ronald Bard, Ron Bard Companies, Ron Bard's employees or Ron Bard's sites. Ron Bard does not assume and hereby disclaims any liability to any person or entity for any loss or damages (including, without limitation, physical, mental, special, indirect, incidental or consequential) caused in regard to any information and\or any suggestion(s) or advice provided to you through this service by any means or activity or as a result of your use of this service, regardless of whether resulting from negligence, accident, or any other cause whatsoever. Health and\or medical related advice given by ANY Psychic  should be checked out by a licensed medical practioner before being acted upon. By using this site or Ronald Bard's services you are irrevocably agreeing to this Disclaimer.